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ERC Loans

KEM Electric Cooperative currently will loan funds at 5% for installing better windows, doors, insulation and other energy conserving measures.

  • Loans for HEAT PUMPS may be up to $10,000. All other loans are limited to $5,000. Loans will be available to all members in good standing and whose credit acceptable to the Cooperative.
  • Loans up to $1,000 shall be amortized for 36 months (3 years). Loans over $1,000 and up to $5,000, shall be amortized for 60 months (5 years). Loans over $5,000 shall be amortized for 84 months (7 years).
  • All loans will be available at 5% simple annual interest.

Any further question please contact us at 1-800-472-2673 or 701-254-4666.

Grain Dryer Loans

KEM Electric offers low interest loans to qualified members for purchase and installation of grain drying fans, heaters, service upgrades and electrician charges.